It’s beginning to look a lot like holiday crunch time and chances are you’ve waited until now to buy gifts and holiday items. That means that there is likely only two pay periods left before Christmas and your regular monthly bills still have to be paid. Yikes!
There is still time to make a plan and not overspend.
Here are a few tips to avoid putting everything on credit and taking years to pay it off (if at all) with expensive revolving interest rates:
Most importantly - keep it all in perspective.
Make the holidays about giving and not about the actual gift.
The people you care about probably already know how you feel and the gift, while appreciated, may be long forgotten by Easter.